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's Inspection Services

 
Insurance Loss Inspections

 

Insurance Loss Inspections help ensure that hazard insurance claims funds for damaged properties are properly disbursed and appropriately utilized to repair and improve the subject property.

 

Urban Knight Enterprises, Inc. will send an inspector to the property to review and assess both the existing damages at a property and the percentage of repairs completed.

 
Collections/Personal Interview Inspections
 
UKE specializes in performing face to face interviews to gather information when you are unable to contact a delinquent borrower.  We will determine the status of occupancy, the exterior and overall condition of the identified building and characteristics of the surrounding neighborhood. 
 
2 and 3 Attempt Contact Inspections
 
Contact inspection to gather information relative to the reason for delinquency. If direct contact with mortgagor is not made, the second attempt inspection will be made on a different date and time, during the "most feasible" times for contact. If direct contact with mortgagor is not possible on third attempt, contact with tenants and neighbors is completed in order to determine occupancy status as per our client's discretion.

 

 

 

 

Property Condition / Occupancy Verification Inspections

We are specially trained to conduct Property Condition Inspections which assist our clients in obtaining pertinent information on the overall condition of any residential or commercial property.
 

Our Occupancy Verification Inspection service provides information detailing whether or not a property is owner occupied. This allows our customers to determine if their borrowers are meeting the underwriting requirements of their loan. We can make announced or unannounced visits based on specified requirements.

 
Drive-by Inspections - No Contact

 

Drive-by Inspections are performed based on our client’s specific needs and can be customized to accommodate any request. Our Drive-by Inspections feature: reports, photos, etc.

 
Vehicle/Equipment Inspections
 
The UKE field inspector will monitor, inspect, interview and report on your delinquent accounts for automobiles, trucks, boats, RVs, motorcycles, farm equipment, construction equipment and personal loans. We will confirm residency, interview a borrower and locate a vehicle on your behalf.
UKE specializes in obtaining the following:
 
  • current place of employment

  • home and work telephone numbers
  • physical location and condition of the loan collateral.

 
Secret Shopper Inspections
 
For businesses interested in maintaining and assuring quality employee customer relations, our inspectors are available to conduct Secret Shopper forays. The resulting report is highly customized to meet the specific needs of the requesting client, and can be modified as needs evolve.
 
Merchant Site Inspections
 

UKE inspectors are trained to provide an impartial view of an existing or prospective merchant to assist the client in determining the legitimacy of the business. 

 

Inspections Include:

 

  • Pre-arranged appointments.
  • Validation of merchant location.
  • Inventory details
  • Validation of Operating Equipment/Employees
  • Report Questionmaire
  • Photos